Which payment provider/gateway?
When you have made the decision to integrate a shopping cart into your website, the next choice you have to make is choosing a payment provider who will look after credit card transactions.
Below is a list of the 4 most popular options available in Ireland and the various costs involved *
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PayPal: Website payment
Merchant account required: No
Setup: FREE
Monthly fee: No
Transaction charge: 1.9% - 3.4% + €0.35 EUR |
Pricing information:
Website: www.paypal.com
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Sage Pay Go
Merchant account required: Yes
Setup: FREE
Monthly fee: €25 (for up to 1000 transactions)
Transaction charge: €0.15 (More than 1000 transactions per quarter) |
Pricing information:
Website: www.sagepay.com
Note: Can be integrated with Sage or TAS software
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Worldpay: Business Gateway Plus
Merchant account required: Yes
Setup: €145
Monthly fee: €20 per month
Transaction charge: 3.95% on the value of all transactions e.g. credit and charge cards. |
Pricing information:
Website: www.worldpay.com
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Realex: SME Starter Package
Merchant account required: Yes
Setup: FREE
Monthly fee: €29
Transaction charge: 350 per month (included in monthly fee)
- Excess transaction: 12c |
Pricing information:
Website: www.realexpayments.com/ie
Further reading:
* Prices quoted are correct at time of publish: 19th July 2011 |